Advanced Underwriting Consultants

Plan for the Result You Want

If a Tennessee client does not have a valid will, the State of Tennessee may give them this one:


I, JOHN DOE, of Nashville, Tennessee, hereby declare this to be my Last Will.

I give my wife one-third of my assets, and I give my minor children the remaining two-thirds.

I name my wife to hold my children’s money, but I require her to ask the court before she can spend it for them.

When my children reach age eighteen (18), each of them shall have the absolute freedom to use their money to buy a Ferrari and a $25,000 stereo system.

Should my wife remarry, I encourage her second husband to help spend everything he can get his hands on.

Should my wife predecease me, I direct the Probate Court to select a guardian for my children. If the court wants to appoint a stranger, that’s OK by me.

Finally, since I love the state and federal governments as much as I love my wife and children, I direct that no effort be made to lower taxes.

IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, on this______________ day of___________________ , 20___________ .

John Doe